Federal funds rate

Projected federal funds target, midpoint, or quarterly average as labeled.

United States · %7 extracted figures5 institutions1 comparable groups

2026 Q4 · Quarter-end, upper bound

2 institutions
Forecasts by report dateUnited States
3.75%CONSENSUSJUL 26JUL 26JUL 26Wells Fargo · 3.75% · 2026-07-30RBC · 3.75% · 2026-07-13RBC 3.75%

EmphasisedOther institutionsConsensus

InstitutionPeriodReportedForecast
Wells Fargo2026 Q4“Federal Funds Target Rate (j) | 2026 4Q | 3.75” — U.S. Economic Forecast table · 2026 Q4 · source ↗2026-07-303.75%
RBC2026 Q4“Fed Funds Rate (%, eop, top of range) | 2026 Q4 | 3.75” — U.S. Forecast Detail · 2026 Q4 · source ↗2026-07-133.75%
Readout
Consensus
3.75%
Spread
0.00%
Low
3.75%
High
3.75%
Reporting
2
Basis
Quarter-end, upper bound

December 2026 FOMC · Median modal target midpoint

1 institution
Single reported figureUnited States
InstitutionPeriodReportedForecast
New York FedDecember 2026 FOMC“Federal Funds Target Rate or Range Modal Forecasts | Dec. 8-9 | Median 3.63%” — Question 2a · Page 6 · source ↗2026-07-083.63%
Readout
Low
3.63%
High
3.63%
Reporting
1
Basis
Median modal target midpoint

One institution reporting — no consensus is claimed.

2026 Q4 · Quarterly average

1 institution
Single reported figureUnited States
InstitutionPeriodReportedForecast
Fannie Mae2026 Q4“Federal Funds Rate | 26.4 | 3.6” — Economic Forecast table · 2026 Q4 · source ↗2026-07-103.6%
Readout
Low
3.60%
High
3.60%
Reporting
1
Basis
Quarterly average

One institution reporting — no consensus is claimed.

2025 Q4 · Quarter-end

1 institution
Single reported figureUnited States
InstitutionPeriodReportedForecast
Fed2025 Q4“| Federal funds rate | 3.9 | 3.6 | 3.4 | 3.0 | 3.9–4.4 | 3.1–3.9 | 2.9–3.6 | 2.6–3.6 | 3.6–4.4 | 2.6–4.1 | 2.6–3.9 | 2.5–3.9 |” — Table 1, Federal funds rate, median row, 2025 column · source ↗2025-06-183.9
Readout
Low
3.90%
High
3.90%
Reporting
1
Basis
Quarter-end

One institution reporting — no consensus is claimed.

2026 Q4 · Quarter-end

1 institution
Single reported figureUnited States
InstitutionPeriodReportedForecast
Fed2026 Q4“| Federal funds rate | 3.9 | 3.6 | 3.4 | 3.0 | 3.9–4.4 | 3.1–3.9 | 2.9–3.6 | 2.6–3.6 | 3.6–4.4 | 2.6–4.1 | 2.6–3.9 | 2.5–3.9 |” — Table 1, Federal funds rate, median row, 2026 column · source ↗2025-06-183.6
Readout
Low
3.60%
High
3.60%
Reporting
1
Basis
Quarter-end

One institution reporting — no consensus is claimed.

2027 Q4 · Quarter-end

1 institution
Single reported figureUnited States
InstitutionPeriodReportedForecast
Fed2027 Q4“| Federal funds rate | 3.9 | 3.6 | 3.4 | 3.0 | 3.9–4.4 | 3.1–3.9 | 2.9–3.6 | 2.6–3.6 | 3.6–4.4 | 2.6–4.1 | 2.6–3.9 | 2.5–3.9 |” — Table 1, Federal funds rate, median row, 2027 column · source ↗2025-06-183.4
Readout
Low
3.40%
High
3.40%
Reporting
1
Basis
Quarter-end

One institution reporting — no consensus is claimed.