PLANETARYINSIGHTS

    Real GDP growth 2026 full year 2.1 2.4 ▲ EIAReal GDP growth 2027 full year 2.6 2.8 ▲ EIAHeadline PCE inflation 2026 Q4 3.95 3.94 ▼ Cleveland FedHeadline CPI inflation 2026 Q4 4.24 4.40 ▲ Cleveland FedCore CPI inflation 2026 Q4 3.02 3.40 ▲ Cleveland FedCore PCE inflation 2026 Q4 3.33 3.38 ▲ Cleveland Fed

    U.S. 30-year fixed mortgage rate

    Projected rate on a conventional 30-year fixed-rate mortgage.

    United States · %2 extracted figures2 institutions1 comparable groups

    2026 Q4 · Quarterly average

    United States · 2 institutions
    6.30%6.35%6.40%CONSENSUSJUL 26JUL 26JUL 26Wells Fargo · 6.30% · 2026-07-30Fannie Mae · 6.4% · 2026-07-10Fannie Mae 6.4%

    EmphasisedOther institutionsConsensus

    InstitutionPeriodReportedForecast
    Wells Fargo2026 Q4“Conventional Mortgage Rate | 2026 4Q | 6.30” — U.S. Economic Forecast table · 2026 Q4 · source ↗2026-07-306.30%
    Fannie Mae2026 Q4“30-Year Fixed Rate Mortgage | 26.4 | 6.4” — Housing Forecast table · 2026 Q4 · source ↗2026-07-106.4%

    Readout

    Consensus
    6.35%
    Spread
    +0.10%
    Low
    6.30%
    High
    6.40%
    Reporting
    2
    Basis
    Quarterly average