U.S. 30-year fixed mortgage rate
Projected rate on a conventional 30-year fixed-rate mortgage.
United States · %2 extracted figures2 institutions1 comparable groups
Forecasts by report dateUnited States
EmphasisedOther institutionsConsensus
| Institution | Period | Reported | Forecast |
|---|---|---|---|
| Wells Fargo | 2026 Q4“Conventional Mortgage Rate | 2026 4Q | 6.30” — U.S. Economic Forecast table · 2026 Q4 · source ↗ | 2026-07-30 | 6.30% |
| Fannie Mae | 2026 Q4“30-Year Fixed Rate Mortgage | 26.4 | 6.4” — Housing Forecast table · 2026 Q4 · source ↗ | 2026-07-10 | 6.4% |
Readout
- Consensus
- 6.35%
- Spread
- +0.10%
- Low
- 6.30%
- High
- 6.40%
- Reporting
- 2
- Basis
- Quarterly average